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Insuring Torqeedo conversions
houseboats and electric boats · Germany
Torqeedo conversions builds houseboats and electric boats in Germany. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
houseboats and electric boats
Typical sizes
5 bis 9 m
Premium from
from €49 a year for liability
Worth knowing
Torqeedo conversions; cover, cost and conditions
Torqeedo is the most widespread manufacturer of electric boat drives, and a considerable proportion of the electric boats on German waters are conversions: an existing boat is given a Torqeedo drive with a battery instead of a combustion engine. For the insurance the conversion is the decisive event, it changes the value, the type of propulsion and the risk profile and has to be reported.
A conversion of the propulsion that has not been reported is an increase in risk. In the event of a claim this leads to discussion and can reduce the payment, even if the damage has nothing to do with the propulsion. Reporting is straightforward: type of drive, power output, battery capacity and the business that carried out the conversion. Keep the invoice; it is proof of value and proof of proper workmanship in one.
With the battery, the installation decides the cover. Torqeedo batteries are built for use on boats and are safe when they are installed and charged as specified. Fire and thermal runaway are covered in our hull insurance, including consequential damage to the boat. A self-assembled battery pack made from third-party cells, on the other hand, is not an insurable risk; in the case of conversions carried out yourself, please ask beforehand.
Questions and answers
Frequent questions
Do I have to report the conversion?
Yes. A conversion of the propulsion that has not been reported is an increase in risk and can reduce the payment, even for damage unrelated to the propulsion.
Is a self-built battery pack covered?
No. Manufacturer batteries installed properly are covered; self-assembled packs made from third-party cells are not. In the case of conversions carried out yourself, please enquire beforehand.
The cover that fits
For the whole class of boat
What matters for houseboats and electric boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring houseboats and electric boats, every brand and every condition
Other builders in this class
All makes by type of boat
houseboats and electric boats
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Torqeedo-Umbauten, with value and cover
Elektrifizierte Segelyacht 9 to 14 m is an electric boat from Torqeedo-Umbauten (Germany), built since 2012, and today changes hands at between €45,000 and €190,000.
Electrified classics 6 to 9 m is an electric boat from Torqeedo-Umbauten (Germany), built since 2010, and today changes hands at between €25,000 and €90,000.
Converted boat is a motorboat from Torqeedo-Umbauten (Germany), built since 2010, and today changes hands at between €15,000 and €90,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On an electric boat the battery is the largest single item. It belongs in the sum insured, otherwise the most expensive part is missing in a total loss.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
Torqeedo conversions insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
