Insuring Plastex Composite
dinghies and small craft · Finland
Plastex builds dinghies and small craft in Finland. NAMMERT insures boats of this make regardless of year built or where you bought them, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
dinghies and small craft
Typical sizes
3 bis 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Plastex Composite; cover, cost and conditions
In Finland, Plastex builds racing kayaks and racing canoes from composite material for competition use, boats that are in service in European clubs and national teams, with values in the mid four-figure range. Competitive use is the point that determines the policy.
Races are not included in standard hull insurance. With a racing kayak, however, competition is the purpose of the boat, and the typical damage occurs there: collision on the lane, damage while putting the boat in and taking it out under time pressure, damage in the boat store at the regatta course. Here the inclusion is not an option but the precondition for a policy that makes sense.
For clubs there is also the question of use. A boat that is used by changing athletes is not private use, so register the club operation with the number of boats and the type of use. We underwrite club fleets and put a list with individual values into the policy, which considerably simplifies the handling of a claim.
Questions and answers
Frequent questions
Is competition covered?
Only with express inclusion. With a racing kayak practically all relevant damage occurs in competition; without that inclusion the policy is worth little.
How do I insure a club fleet?
As registered club use with a list of the individual values. That considerably simplifies the handling of a claim.
The cover that fits
Für Plastex zeichnen wir keine eigene Bootshaftpflicht, dafür greift in der Regel Ihre Privathaftpflicht. Kasko, Rechtsschutz und Unfallschutz versichern wir wie bei jedem anderen Fahrzeug.
For the whole class of boat
What matters for dinghies and small craft is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
All makes by type of boat
dinghies and small craft
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required. Some waters do ask for a local permit or sticker before you launch.
Waters
Inland lakes, rivers and the coast, mind nature-reserve rules; many stretches are closed seasonally.
Equipment
Buoyancy aid or lifejacket, buoyancy bags in the boat, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The agreed cruising range is stated in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk: it carries you away from the bank and makes the return hard. Check wind direction and the gust forecast before you launch.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Plastex, with value and cover
Plastex Cobra / Ares K2 is a kayak from Plastex (Finland), built since 2005, and today changes hands at between €3,000 and €8,000.
Plastex Kanadier C1 / C2 is a canoe from Plastex (Finland), built since 2000, and today changes hands at between €3,000 and €8,000.
Plastex Charger K1 / Espada is a kayak from Plastex (Finland), built since 2000, and today changes hands at between €2,000 and €5,000.
racing kayak / Canadier is a kayak from Plastex (Finland), built since 1985, and today changes hands at between €2,000 and €8,000.
Plastex Renn- und Wanderkajaks is a motorboat from Plastex (Finland), built since 1990, and today changes hands at between €1,200 and €4,200.
As the series is still in production, parts are available and repairs are predictable. Still, set the value at replacement cost, including sails, rigging or gear you bought later.
On a kayak accident cover comes first; liability is usually handled by your private policy. Hull cover deals with theft and transit damage.
On a canoe transport and storage are the risk, not the water. Theft from the roof rack is the most common case.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Plastex insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
