Insuring Oyster Yachts
sailing boats and sailing yachts · the United Kingdom
Oyster builds sailing boats and sailing yachts in the United Kingdom. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the United Kingdom
Class
sailing boats and sailing yachts
Typical sizes
14 bis 30 m
Premium from
from €39 a year for liability
Worth knowing
Oyster Yachts; cover, cost and conditions
Oyster of Southampton builds blue water yachts for circumnavigations, with a deck saloon, solid construction and values in the seven-figure range. Anyone who owns an Oyster usually sails it far, and that is exactly where standard policies stop.
What is needed is a genuinely worldwide cruising range with no time limit and no obligation to return, with the option of a berth outside Europe and without hurricane or cyclone exclusion clauses. In addition, salvage costs at a level that matches the value: in the Premium tariff up to 2.5 million euros including wreck removal. A cap in the five-figure range is ineffective in this value class.
Questions and answers
Frequent questions
Is a circumnavigation with my Oyster insured?
With our blue water cover, yes: worldwide cruising range with no time limit, the Panama and Suez passages, the Pacific and the Indian Ocean, with no hurricane exclusion.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Oyster, with value and cover
Oyster 435 / 55 (classic) is a sailing yacht from Oyster (the United Kingdom), built from 1980 to 1998, and today changes hands at between €110,000 and €320,000.
Oyster 495 is a sailing yacht from Oyster (the United Kingdom), built since 2018, and today changes hands at between €1,400,000 and €3,600,000.
Oyster 56 / 62 (classic) is a sailing yacht from Oyster (the United Kingdom), built from 1995 to 2012, and today changes hands at between €450,000 and €1,100,000.
Oyster 37 / 41 (classic) is a sailing yacht from Oyster (the United Kingdom), built from 1985 to 2002, and today changes hands at between €115,000 and €325,000.
Oyster 46 / 54 is a sailing yacht from Oyster (the United Kingdom), built from 1995 to 2020, and today changes hands at between €280,000 and €890,000.
Oyster 565 / 675 is a sailing yacht from Oyster (the United Kingdom), built since 2010, and today changes hands at between €890,000 and €3,200,000.
Oyster 745 / 885 is a sailing yacht from Oyster (the United Kingdom), built since 2015, and today changes hands at between €2,800,000 and €9,500,000.
Oyster 495 / 565 / 595 is a motorboat from Oyster (the United Kingdom), built since 2015, and today changes hands at between €1,600,000 and €3,200,000.
Oyster 675 / 745 / 885 is a motorboat from Oyster (the United Kingdom), built since 2015, and today changes hands at between €3,800,000 and €9,500,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Oyster insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
