Insuring Neptunus Yachts
motor yachts · the Netherlands
Neptunus builds motor yachts in the Netherlands. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the Netherlands
Class
motor yachts
Typical sizes
9 bis 20 m
Premium from
from €49 a year for liability
Worth knowing
Neptunus Yachts; cover, cost and conditions
Neptunus has been building motor yachts in Aalst since 1960, the older models as canal and coastal yachts, the new ones as fast flybridge yachts with values well into six figures. In insurance terms, a whole world lies between a Neptunus 133 from 1985 and a Neptunus 62 of today: there, agreed value and preservation of the substance; here, limit of indemnity, the charter question and crew.
For the large models the question of use is decisive. Private letting of up to thirty days a year is included with us, with a written rental agreement. Anything beyond that is commercial use and requires commercial cover, including liability towards paying guests.
With the older displacement boats, electrolysis is the issue. A steel or aluminium hull on shore power needs working anodes and a sound isolation transformer. If both are missing, corrosion eats through the plating within one season, and that is wear and tear, not an insured loss.
Questions and answers
Frequent questions
May I let my yacht occasionally?
Up to thirty days in the insurance year, yes, with a written rental agreement. Beyond that it is commercial use and has to be agreed.
Is corrosion damage to a steel hull covered?
No, gradual corrosion is wear and tear. What is covered are sudden events, for example a leak after a collision. Check the anodes and the isolation transformer every year.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Neptunus, with value and cover
Neptunus 108 / 133 (classic) is a motor yacht from Neptunus (the Netherlands), built from 1975 to 1995, and today changes hands at between €25,000 and €85,000.
Neptunus 145 / 168 is a motor yacht from Neptunus (the Netherlands), built from 1985 to 2005, and today changes hands at between €65,000 and €220,000.
Neptunus 56 / 62 Flybridge is a motor yacht from Neptunus (the Netherlands), built since 2000, and today changes hands at between €420,000 and €1,600,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Neptunus insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
