Insuring Linder Aluminiumboote
dinghies and small craft · Sweden
Linder builds dinghies and small craft in Sweden. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Sweden
Class
dinghies and small craft
Typical sizes
3 bis 6 m
Premium from
from €49 a year for liability
Worth knowing
Linder Aluminiumboote; cover, cost and conditions
In Sweden, Linder builds aluminium boats between three and six metres in length, light, unsinkable fishing and leisure boats that are basic equipment on the lakes in Scandinavia and are widespread in Germany as fishing boats. Aluminium is the difference that matters for insurance: no osmosis risk, no laminate age, but corrosion and deformation as issues instead.
Aluminium corrosion arises above all from galvanic corrosion, when stainless steel fittings, copper cables or an engine made of a different metal lie directly against the hull. That is a maintenance issue and not an insured event. What hull insurance covers is mechanical damage: collision, grounding, storm damage, transport damage. A dented aluminium hull can be repaired, but the dent often remains visible, and on a boat with a four-figure value that is a question of economic viability.
For most Linder owners the engine output is the decisive point. Below 15 hp no licence is required, and from 3 hp the registration requirement applies. Third-party liability is the core of the policy: a fishing boat sails in waters where swimmers, other boats and commercial shipping are on the move, and personal injury has nothing to do with the value of the boat.
Questions and answers
Frequent questions
Is aluminium corrosion covered?
No, galvanic corrosion is a maintenance issue. Mechanical damage is covered: collision, grounding, storm, transport.
Do I need a licence?
Not below 15 hp (11.03 kW). The registration requirement applies from 3 hp, and on the Rhine the licence requirement already starts at 5 hp.
The cover that fits
For the whole class of boat
What matters for dinghies and small craft is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
All makes by type of boat
dinghies and small craft
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Linder, with value and cover
Linder Fishing 400 / 440 (classic) is a fishing boat from Linder (Sweden), built from 1970 to 1998, and today changes hands at between €1,000 and €7,000.
Sportsman 400 / 445 is a motorboat from Linder (Sweden), built since 2000, and today changes hands at between €3,000 and €12,000.
Arkip 440 / 530 is a motorboat from Linder (Sweden), built since 2010, and today changes hands at between €12,000 and €40,000.
Fishing 400 is a motorboat from Linder (Sweden), built since 1995, and today changes hands at between €3,000 and €18,000.
Linder Sportsman 400 / 445 / 500 is a fishing boat from Linder (Sweden), built since 2005, and today changes hands at between €5,000 and €18,000.
Linder Fishing 400 / 440 is a fishing boat from Linder (Sweden), built since 2005, and today changes hands at between €4,000 and €14,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a fishing boat the gear is often worth more than expected: sounder, trolling motor and rods are covered as equipment if they are listed.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Linder insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
