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Insuring Horizont Yachten
sailing boats and sailing yachts · several countries
Horizont Yachten builds sailing boats and sailing yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Horizont Yachten; cover, cost and conditions
Sailing yachts and one motor yacht stand side by side at Horizont Yachten. The Horizont 50 AC, 66 and 94 CR were built between 1984 and 1991, the Horizon 44 as a motor yacht from 1991 to 1998. After more than three decades the equipment on board these vessels has usually changed several times.
Navigation devices, radio, autopilot and other equipment belong in the schedule attached to the contract. Only what is listed there goes into the agreed value and is replaced with no deduction for depreciation (new for old) in the event of a claim. Report retrofits to us so that the sum matches the actual inventory.
Full hull cover includes collision, grounding, vandalism and theft of parts together with the outboard. With permanently installed electronics, theft of parts is the point that matters. Beneath it lies third-party liability with a limit of indemnity of 10 to 50 million euros in three tariff levels.
Questions and answers
Frequent questions
Does retrofitted electronics count towards the insured scope?
Only if it is listed in the schedule. Report retrofits, and they then go into the agreed value and are replaced with no deduction for depreciation (new for old) in the event of a claim.
What happens if devices are stolen from on board?
Theft of parts together with the outboard is part of full hull cover. The condition is that the equipment concerned is recorded in the schedule attached to the contract.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Horizont Yachten, build years and cover
Horizon 44 is a motor yacht from Horizont Yachten, built from 1991 to 1998.
Horizont 50 AC is a sailing yacht from Horizont Yachten, built from 1984 to 1991.
Horizont 66 is a sailing yacht from Horizont Yachten, built from 1984 to 1991.
Horizont 94 CR is a sailing yacht from Horizont Yachten, built from 1984 to 1991.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Horizont Yachten insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
