Insuring Hinckley
motorboats and sports boats · the USA
Hinckley builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
10 bis 15 m
Premium from
from €49 a year for liability
Worth knowing
Hinckley; cover, cost and conditions
Two lines stand side by side here: the Picnic Boat 34 and 40 from 1994 to the present, and the Bermuda 40 and Sou’wester with production periods from 1960 to 2000. For boats from the early years of construction, the agreed value governs which value applies in the event of a claim.
There is no deduction for depreciation ("new for old"), in the Premium tariff with no age limit. This keeps even a yacht built in the sixties or seventies calculable. We insure regardless of the year of construction, the place of purchase and previous owners, and that applies to sail as much as to power.
The Picnic Boat runs without a propeller, and that changes the pattern of damage. Grounding and collision are included in the full hull cover, as are vandalism and theft of parts including the outboard. The cruising range and the engine power feed into the premium.
Questions and answers
Frequent questions
Is there an age limit for the agreed value?
Not in the Premium tariff. There compensation is paid with no deduction for depreciation ("new for old") and with no age limit, which is decisive for ranges with years of construction from 1960 onwards.
Is a jet drive a problem for the policy?
No. The Picnic Boat runs without a propeller, and that changes the pattern of damage. What counts for the rating are the type of boat, the value, the year of construction, the engine power and the cruising range.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Hinckley, with value and cover
Hinckley Picnic Boat 34 / 40 is a motorboat from Hinckley (the USA), built since 1994, and today changes hands at between €290,000 and €890,000.
Bermuda 40 / Sou’wester is a sailing yacht from Hinckley (the USA), built from 1960 to 2000, and today changes hands at between €90,000 and €390,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Hinckley insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
