Insuring Heck
motor yachts · several countries
Heck builds motor yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Heck; cover, cost and conditions
One model is recorded, the Kruiser 970 AK, a motor yacht with a build period from 1983 to 1989. No further model ranges are available. A yacht from those years is long since no longer a new boat; at NAMMERT it remains insurable regardless of year of construction, place of purchase and previous owners.
For older boats the agreed value is the decisive point. The value is arranged before cover is taken out, and in the event of a claim full hull cover settles it with no deduction for depreciation. In the Premium tariff this applies with no age limit, so that even a year of construction from the eighties remains fully protected.
Alongside collision, grounding, vandalism and theft of parts including the outboard, limited hull cover covers fire, storm, lightning strike, theft of the entire boat and damage in winter storage.
Questions and answers
Frequent questions
What does agreed value mean in the event of a claim?
The value of the boat is arranged before cover is taken out and is set out in the contract. In the event of a claim the settlement follows it, with no deduction for depreciation and, in the Premium tariff, with no age limit.
Is there an age limit for full hull cover?
Not in the Premium tariff. Even a motor yacht with a year of construction from the eighties can be held there in full hull cover, with an agreed value as the basis of the settlement.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Heck, build years and cover
Heck Kruiser 970 AK is a motor yacht from Heck, built from 1983 to 1989.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Heck insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
