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Insuring Hans Christian
sailing boats and sailing yachts · TW
Hans Christian builds sailing boats and sailing yachts in TW. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
TW
Class
sailing boats and sailing yachts
Typical sizes
10 bis 15 m
Premium from
from €39 a year for liability
Worth knowing
Hans Christian; cover, cost and conditions
When buying a used cruising yacht, the question arises of what will be replaced in the event of a total loss. The models 33 and 38 were built from 1975 to 2000, the 41 and 48 from 1980 to 2005, and no new units are being added. The agreed value records the value that has been agreed, and compensation is paid with no deduction for depreciation (new for old).
The yachts are heavily built and kept in a classic style, with lengths of 10 to 15 metres. Type of boat, value, year of construction, sail area and cruising range count for the premium, never the brand. In the Premium tariff the agreed value applies with no age limit, which carries weight with years of construction from the nineteen seventies.
As cruising yachts these boats are designed for longer passages. Hull cover has neither a time window nor a night clause, and we issue the international certificate of insurance automatically in ten languages. Cover also applies in winter storage, during craning and while in transport.
Questions and answers
Frequent questions
What happens to the value in the event of a total loss?
The agreed value is replaced, that is the value agreed in the contract, with no deduction for depreciation (new for old). In the Premium tariff it applies with no age limit, regardless of the year of construction of the yacht.
Does a yacht from 1975 require a special assessment?
No. We insure regardless of the year of construction, the place of purchase and previous owners. Only above a sum insured of 2.5 million euros does an individual assessment follow instead of taking out cover online.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Hans Christian, with value and cover
Hans Christian 33 / 38 is a sailing yacht from Hans Christian (TW), built from 1975 to 2000, and today changes hands at between €60,000 and €190,000.
Hans Christian 41 / 48 is a sailing yacht from Hans Christian (TW), built from 1980 to 2005, and today changes hands at between €120,000 and €340,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Hans Christian insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
