Insuring Brown
sailing boats and sailing yachts · several countries
Brown builds sailing boats and sailing yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Brown; cover, cost and conditions
For the Brown brand one model range is recorded in our list, the sailing yacht Ruffian 23 with years of construction from 1976 to 1983. Further details are not available, and we add none. A yacht from that period can be insured, because we insure regardless of the year of construction, the place of purchase and previous owners.
Yachts of these years spend the winter months ashore. Cover applies in winter storage, during craning and during launching.
In full hull cover an agreed value is set, in the Premium tariff without an age limit. Compensation is paid with no deduction for depreciation (new for old), so that the age of the Ruffian 23 does not stand in the way of the payout. Third-party liability with a limit of indemnity of 10 to 50 million euros remains the basis of the policy.
Questions and answers
Frequent questions
Is there an age limit for full hull cover?
Not in the Premium tariff. There the agreed value applies without an age limit and compensation with no deduction for depreciation (new for old), even for a yacht built in the seventies.
Is damage in winter storage covered?
Yes, limited hull cover includes damage in winter storage, plus fire, storm, lightning strike and the theft of the entire boat. Craning and launching are covered as well.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Brown, build years and cover
Ruffian 23 is a sailing yacht from Brown, built from 1976 to 1983.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Brown insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
