Insuring Bayliner
motorboats and sports boats · the USA
Bayliner builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 bis 9 m
Premium from
from €49 a year for liability
Worth knowing
Bayliner; cover, cost and conditions
Bayliner, like Sea Ray, belongs to the Brunswick group and builds entry-level and family boats between five and nine metres. Bowriders, cuddy cabins and the Element range are for many people the first boat of their own, and that is precisely why it is worth looking at the cover before the price decides.
With boats of this size, the low purchase price tempts owners into limited hull cover. That rarely pays off: the typical damage to a bowrider is not a storm, but a berthing manoeuvre in a crosswind, a grounding in shallow water or a bump against the jetty. All of these are cases that only full hull cover bears. On a boat of this class, the difference in premium is in the double-digit range per year.
The second point is the trailer. Many Bayliners are trailered rather than kept in the water, and with us the trailer is included in the third-party liability at no extra premium from Basis-Plus upwards, also when uncoupled and while manoeuvring. Pay attention to the noseweight and the permissible gross weight: overloading is the classic case of the objection of gross negligence, which we waive up to 25 per cent of the sum insured in Basis-Plus and up to 50 per cent in Premium.
Questions and answers
Frequent questions
Is limited hull cover enough for a small Bayliner boat?
Usually not. The most frequent claims, berthing manoeuvres, grounding, a bump against the jetty, are covered only under full hull cover. The additional premium is small for this size of boat.
Is my trailer covered as well?
Yes, at no extra premium in the third-party liability from Basis-Plus upwards, also when uncoupled and while manoeuvring. It is not contained in the Basis tariff. Please state the registration number when you take out the policy.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Bayliner, with value and cover
Capri 1600 / 1750 / 1850 / 1950 (classic) is a motorboat from Bayliner (the USA), built from 1979 to 2008, and today changes hands at between €3,000 and €20,000.
Bayliner 1802 / 2052 Capri Cuddy is a motorboat from Bayliner (the USA), built from 1990 to 2006, and today changes hands at between €5,000 and €20,000.
Bayliner Classic 1952 / 2452 is a motorboat from Bayliner (the USA), built from 1995 to 2010, and today changes hands at between €7,000 and €26,000.
Bayliner 160 / 180 Bowrider is a motorboat from Bayliner (the USA), built from 1998 to 2016, and today changes hands at between €6,000 and €22,000.
Bayliner 175 / 185 Bowrider is a motorboat from Bayliner (the USA), built from 2005 to 2020, and today changes hands at between €7,000 and €24,000.
Ciera 2450 / 2855 (classic) is a motor yacht from Bayliner (the USA), built from 1980 to 2000, and today changes hands at between €8,000 and €30,000.
Ciera Sunbridge 2155 / 2455 / 2655 is a motor yacht from Bayliner (the USA), built from 1988 to 2008, and today changes hands at between €10,000 and €38,000.
Ciera 2755 / 3055 Sunbridge is a motor yacht from Bayliner (the USA), built from 1990 to 2008, and today changes hands at between €16,000 and €52,000.
Ciera 8 (Europa-Reihe) is a motor yacht from Bayliner (the USA), built from 1990 to 2016, and today changes hands at between €12,000 and €42,000.
Bayliner 285 / 305 Cruiser is a motor yacht from Bayliner (the USA), built from 2003 to 2016, and today changes hands at between €28,000 and €78,000.
Bayliner Avanti 3255 / 3450 is a motor yacht from Bayliner (the USA), built from 1988 to 2002, and today changes hands at between €18,000 and €58,000.
Bayliner 2250 Cobra / 2355 Sunbridge is a motorboat from Bayliner (the USA), built from 1988 to 2002, and today changes hands at between €7,000 and €24,000.
Bayliner 602 / 642 / 652 Cuddy und LV is a motorboat from Bayliner (the USA), built from 2003 to 2014, and today changes hands at between €8,000 and €28,000.
Bayliner 192 / 245 / 265 Discovery is a motorboat from Bayliner (the USA), built from 2004 to 2016, and today changes hands at between €12,000 and €45,000.
Rendezvous (Deckboot, classic) is a motorboat from Bayliner (the USA), built from 1985 to 2010, and today changes hands at between €6,000 and €22,000.
Trophy 1802 / 2052 (classic) is a fishing boat from Bayliner (the USA), built from 1995 to 2012, and today changes hands at between €7,000 and €26,000.
Element E16 / E18 / E21 is a motorboat from Bayliner (the USA), built since 2013, and today changes hands at between €18,000 and €42,000.
Element 18 Deckboot (M-Hull) is a motorboat from Bayliner (the USA), built since 2022, and today changes hands at between €24,000 and €38,000.
M15 / M17 / M19 (Deckboot) is a motorboat from Bayliner (the USA), built since 2018, and today changes hands at between €20,000 and €45,000.
DX2000 / DX2050 / DX2059 (Deckboot) is a motorboat from Bayliner (the USA), built since 2019, and today changes hands at between €35,000 and €62,000.
VR4 / VR 4 / VR5 / VR 5 (Bowrider) is a motorboat from Bayliner (the USA), built since 2016, and today changes hands at between €35,000 and €58,000.
VR6 / VR 6 (Bowrider) is a motorboat from Bayliner (the USA), built since 2016, and today changes hands at between €48,000 and €78,000.
V20 (outboards, neu 2026) is a motorboat from Bayliner (the USA), built since 2026, and today changes hands at between €42,000 and €58,000.
V22 / V22i (neu 2026) is a motorboat from Bayliner (the USA), built since 2026, and today changes hands at between €45,000 and €68,000.
Trophy T20 CC / T22 CC is a fishing boat from Bayliner (the USA), built since 2019, and today changes hands at between €38,000 and €62,000.
Trophy T22 Side Console (neu 2026) is a fishing boat from Bayliner (the USA), built since 2026, and today changes hands at between €42,000 and €58,000.
Trophy T24 CC is a fishing boat from Bayliner (the USA), built since 2020, and today changes hands at between €55,000 and €85,000.
Trophy Pilothouse (Kabinenmodelle) is a fishing boat from Bayliner (the USA), built since 2021, and today changes hands at between €58,000 and €95,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
On a fishing boat the gear is often worth more than expected: sounder, trolling motor and rods are covered as equipment if they are listed.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Bayliner insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.