Insuring Bavaria Yachtbau
motorboats and sports boats · Germany
Bavaria builds motorboats and sports boats in Germany. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
motorboats and sports boats
Typical sizes
6 bis 13 m
Premium from
from €49 a year for liability
Worth knowing
Bavaria Yachtbau; cover, cost and conditions
Bavaria Yachtbau from Giebelstadt is the largest German series boatbuilder and produces both sailing yachts and motorboats in industrial manufacturing. For insurance purposes this is an advantage: on production boats the hull, the rig and the propulsion are well documented, spare parts are available through the trade and repair costs are therefore predictable. Even so, do not value your yacht at catalogue price but at replacement value including any retrofitted electronics, because the difference can run into five figures.
The most important insurance point with Bavaria yachts is the agreed value. Because many models were built over more than twenty years, the current market value and the replacement value are often far apart. With the agreed value there is no scaling of the value by age: in the event of a claim the value recorded in the policy is paid, not a reduced one. In the Premium tariff the agreed value is unlimited and can be adjusted at any time, which makes sense after every refit.
With older Bavaria hulls from the nineties and the early two thousands, osmosis is a further topic. We cover osmosis damage in the Premium tariff for boats up to an age of 48 months; with older boats a survey belongs to the purchase, not to the claim. Anyone taking over a used Bavaria should also have the condition of the rig checked: standing rigging is a wear part, and no hull insurance replaces wear.
Questions and answers
Frequent questions
Is a Bavaria cheaper to insure than a one-off yacht?
As a rule yes, because repair costs on production boats are easier to calculate and spare parts remain available. The premium, however, is determined by value, length, cruising range and year of construction, not by the name of the manufacturer.
Are races covered with my Bavaria?
Club races are included from the Basis-Plus tariff onwards. For races with ranking status and for rig damage during a race, please say so when you take out the policy, so that the cover fits.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Bavaria, with value and cover
Bavaria 707 / 770 / 808 (classic) is a sailing boat from Bavaria (Germany), built from 1980 to 1995, and today changes hands at between €6,000 and €22,000.
Bavaria 31 / 32 / 36 (erste Cruiser-Reihe) is a sailing yacht from Bavaria (Germany), built from 1988 to 2008, and today changes hands at between €22,000 and €72,000.
Ocean 38 / 40 (classic) is a sailing yacht from Bavaria (Germany), built from 1993 to 2006, and today changes hands at between €45,000 and €105,000.
Match 35 / 42 is a sailing yacht from Bavaria (Germany), built from 1998 to 2010, and today changes hands at between €55,000 and €125,000.
Cruiser 30 / 33 is a sailing yacht from Bavaria (Germany), built since 2000, and today changes hands at between €45,000 and €135,000.
Cruiser 34 / 37 is a sailing yacht from Bavaria (Germany), built since 2003, and today changes hands at between €75,000 and €195,000.
Cruiser 41 / 46 is a sailing yacht from Bavaria (Germany), built since 2005, and today changes hands at between €125,000 and €295,000.
Cruiser 51 / 56 is a sailing yacht from Bavaria (Germany), built since 2013, and today changes hands at between €295,000 and €520,000.
C38 / C42 is a sailing yacht from Bavaria (Germany), built since 2018, and today changes hands at between €195,000 and €340,000.
C45 / C50 is a sailing yacht from Bavaria (Germany), built since 2017, and today changes hands at between €295,000 and €520,000.
C57 is a sailing yacht from Bavaria (Germany), built since 2019, and today changes hands at between €520,000 and €880,000.
Vida 33 is a sailing yacht from Bavaria (Germany), built since 2021, and today changes hands at between €145,000 and €215,000.
Bavaria Sport 250 / 300 / 330 is a motorboat from Bavaria (Germany), built from 2005 to 2020, and today changes hands at between €35,000 and €95,000.
Bavaria DC 25 Deck Cruiser is a motorboat from Bavaria (Germany), built from 2010 to 2022, and today changes hands at between €45,000 and €95,000.
Bavaria Sport 400 / 450 is a motor yacht from Bavaria (Germany), built from 2008 to 2022, and today changes hands at between €145,000 and €320,000.
Bavaria 30 Plus / 33 HT is a motor yacht from Bavaria (Germany), built from 2005 to 2020, and today changes hands at between €45,000 and €120,000.
Virtess 420 / Vision 42 is a motor yacht from Bavaria (Germany), built from 2012 to 2022, and today changes hands at between €295,000 and €520,000.
S29 / S33 Open is a motor yacht from Bavaria (Germany), built since 2013, and today changes hands at between €145,000 and €265,000.
S40 HT / SR33 is a motor yacht from Bavaria (Germany), built since 2012, and today changes hands at between €245,000 and €420,000.
SR36 / SR41 is a motor yacht from Bavaria (Germany), built since 2019, and today changes hands at between €395,000 and €680,000.
E40 / E44 Sedan und Fly is a motor yacht from Bavaria (Germany), built since 2015, and today changes hands at between €420,000 and €720,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Bavaria insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
