Insuring Alumacraft
motorboats and sports boats · the USA
Alumacraft builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
4 bis 7 m
Premium from
from €49 a year for liability
Worth knowing
Alumacraft; cover, cost and conditions
Alumacraft has been building aluminium fishing boats between 3.5 and 6.5 metres in Minnesota since the forties, from the simple rowing boat with a motor bracket to the fully equipped console boat. The smaller models are widespread in Europe as club and fishing boats. For boats worth less than 10,000 euros, third-party liability is the decisive building block: it costs from about 49 euros a year and covers the risk that far exceeds the value of the boat.
With small aluminium boats, people often ask whether hull insurance is worth it at all. The answer depends on the engine: a 40 hp outboard costs more than the hull, and engine theft is more common than boat theft. If you run a valuable engine, you insure it against theft under full hull cover; the condition is a means of securing it beyond the clamp screws, that is an engine lock or a security bracket.
Questions and answers
Frequent questions
Is hull insurance worth it for a simple aluminium boat?
If the engine has a considerable value, yes, engine theft is more common than boat theft and is covered under full hull cover. For the hull alone it is a matter of weighing it up.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Alumacraft, with value and cover
Alumacraft classic 12 to 16 ft is a fishing boat from Alumacraft (the USA), built from 1946 to 1998, and today changes hands at between €1,000 and €9,000.
Alumacraft Competitor / Trophy is a motorboat from Alumacraft (the USA), built since 2000, and today changes hands at between €20,000 and €90,000.
Competitor / Classic is a motorboat from Alumacraft (the USA), built since 1995, and today changes hands at between €8,000 and €55,000.
Alumacraft Escape 145 / 165 CS is a fishing boat from Alumacraft (the USA), built since 2010, and today changes hands at between €18,000 and €45,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a fishing boat the gear is often worth more than expected: sounder, trolling motor and rods are covered as equipment if they are listed.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Alumacraft insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
